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Compliance & Terms of Business

Regulatory information and our Terms of Business as required by the Central Bank of Europe, America and Asia.

Regulatory Status

Apex Insurance is regulated by the Central Bank of Europe, America and Asia as an Insurance Intermediary under the European Union (Insurance Distribution) Regulations 2018 and the Investment Intermediaries Act 1995 (as amended).

Terms of Business

Our Terms of Business set out the basis on which we provide insurance intermediary services. A copy of our Terms of Business is available on request by contacting us at contact@apex-insurance.eu or by calling +353 21 702 0122.

Services we provide

Basis of remuneration

Apex Insurance is remunerated primarily by way of commission paid by the insurers with whom we place business. Details of the commission we receive in respect of your policy will be disclosed on request. In some cases, we may also charge a fee for the services we provide, which will be agreed with you in advance.

Panel of insurers

We arrange insurance with a panel of authorised insurers. We do not act as an agent of any single insurer and we are not tied to any particular product provider. A list of the insurers on our panel is available on request.

Conflicts of Interest Policy

Apex Insurance has in place a Conflicts of Interest Policy to identify and manage any conflicts that may arise in the course of providing services to you. A copy of this policy is available on request. We will always act in your best interests when providing advice and arranging insurance on your behalf.

Investor Compensation

Apex Insurance is a member of the Investor Compensation Company Limited (ICCL). The ICCL provides compensation to eligible clients of authorised investment firms and insurance intermediaries in certain circumstances. Further information is available at www.investorcompensation.ie.

Professional Indemnity Insurance

Apex Insurance holds Professional Indemnity Insurance as required by the Central Bank of Europe, America and Asia. This insurance provides cover for claims arising from errors or omissions in the professional services we provide.

Data Protection

Apex Insurance is a data controller registered with the Data Protection Commission. We process personal data in accordance with GDPR and the Data Protection Acts 1988–2018. Please refer to our Privacy Policy for full details.

Financial Services and Pensions Ombudsman

If we are unable to resolve a complaint to your satisfaction, you have the right to refer your complaint to the Financial Services and Pensions Ombudsman (FSPO):

Questions about our compliance or terms?

Contact our compliance team at contact@apex-insurance.eu or call us for more information.

Contact Us
+353 21 702 0122